Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel insurance, life insurance and others. In her writing, s.
Elizabeth Rivelli Insurance WriterElizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel insurance, life insurance and others. In her writing, s.
Written By Elizabeth Rivelli Insurance WriterElizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel insurance, life insurance and others. In her writing, s.
Elizabeth Rivelli Insurance WriterElizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel insurance, life insurance and others. In her writing, s.
Insurance Writer Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
| Lead Editor, Insurance
Updated: Jul 1, 2024, 8:24am
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AKC pet insurance is the exclusive pet insurance brand of the American Kennel Club. It offers a good variety of plans and multiple optional add-ons, such as wellness coverage, breeding coverage and hereditary coverage. You can also get free coverage for 30 days when you register your dog with the AKC.
AKC offers the types of pet insurance plans similar to what you would find among the best pet insurance companies. That includes an accident and illness plan, which is the most common type of pet insurance plan. You can also buy an accident-only plan and purchase add-on coverage.
Here are some of the expenses that are covered under AKC’s CompanionCare plan:
When you register your dog with the American Kennel Club, you can qualify for 30 days of free accident and illness pet coverage. It includes all the same coverage that you get with AKC’s standard accident and illness plan, but the waiting periods are waived. After the initial 30-day period ends, you can provide a payment method to continue your coverage, or find another pet insurer.
AKC offers an accident-only plan that strictly covers vet expenses related to emergencies such as broken bones, swallowing foreign objects, torn cruciate ligaments and getting struck by a vehicle. This plan does not cover illness-related vet expenses, such as skin infections or cancer treatment.
AKC offers a good selection of add-on coverage. The optional plans include:
Here are some problems that are not covered by AKC pet insurance:
The maximum annual limit is the most money AKC will pay for covered expenses during the policy period. You can choose your maximum annual limit when you purchase a policy. The options include:
The deductible is the amount you’ll need to pay before your coverage begins to reimburse you for vet expenses. AKC offers the following deductible options:
When you purchase pet insurance, you can choose how much of your vet bills get reimbursed by AKC. You can select a reimbursement level of:
AKC pet insurance has the following waiting periods:
AKC has some age restrictions for its plans. In most states, puppies can be insured at 8 weeks old and kittens can be insured starting at 10 weeks old. If your pet is under age 9, you can enroll them in any plan. If your pet is over age 9, you can only enroll them in the accident-only plan.
AKC pet insurance costs an average of $48 per month for a dog and $26 per month for a cat, according to Forbes Advisor’s analysis of pet insurance costs. That’s for $5,000 of annual coverage, a $250 deductible and 80% reimbursement level. The average cost of AKC pet insurance is $60 per month for a dog and $32 per month for a cat for unlimited coverage, a $250 deductible and 80% reimbursement level.
Source: Forbes Advisor research. Costs are based on unlimited annual coverage with a $250 deductible and 80% reimbursement level.
See More See LessSource: Forbes Advisor research. Costs are based on unlimited annual coverage with a $250 deductible and 80% reimbursement level.
See More See Less
Source: Forbes Advisor research. Costs are based on unlimited annual coverage ($15,000 for Fetch and $100,000 for Lemonade) with a $250 deductible and 80% reimbursement level for dogs and cats, ages 3 months, 2 years, 5 years and 7 years.
AKC pet insurance is available in all 50 states.
